# Glossary

#### **AnonCreds**

A privacy-preserving credential format that enables selective disclosure, allowing users to share only the information needed without revealing everything on a credential.

#### **Decentralized Ecosystem Governance (DEGov)**

A governance model—based on a DIF standard—that defines machine-readable rules and policies for credential ecosystems, allowing systems to self-update without third-party arbitration; supported by Indicio Proven's “Governance Wizard.”

#### **Digital Travel Credential**

An ICAO-standardized digital representation of a traveler’s passport that can be securely stored and presented via a mobile device.

#### **Digital Wallet**

An application that stores, manages, and presents verifiable credentials securely, typically installed on a mobile device.

#### **DIDComm**

A secure messaging protocol that allows identity agents (wallets, issuers, verifiers, mediators) to communicate directly and privately using DIDs.

#### **Distributed Ledger**

A decentralized database maintained by a network of nodes, ensuring transparency, immutability, and shared control over data.

#### **Distributed Ledger Network**

A professionally managed network of distributed ledgers, such as the Indicio Network, used for anchoring credentials and public identifiers (DIDs).

#### **eIDAS**

An EU regulation that governs electronic identification and trust services, enabling cross-border digital identity recognition across member states.

#### **eUDI (European Unique Digital Identity)**

A standardized digital identity framework under eIDAS 2.0 that includes support for verifiable credentials and wallet-based identity.

#### **Holder**

The individual or organization that receives, controls, and presents verifiable credentials using a secure wallet.

#### **Holdr+**

A robust and scalable mobile wallet developed by Indicio to enable secure credential storage, messaging, and presentation in decentralized systems.

#### **Hyperledger Indy**

An open-source, purpose-built distributed ledger designed for decentralized identity, enabling secure, privacy-respecting credential exchange.

#### **Issuer**

The trusted party or organization that creates and issues verifiable credentials to users (Holders).

#### **JSON-LD (JavaScript Object Notation for Linked Data)**

A machine-readable data format used for expressing credentials and DIDs in a structured, interoperable way.

#### **Mediator**

A service that supports mobile wallets in maintaining secure communication with issuers and verifiers when the wallet is offline or intermittently connected.

#### **Mobile Driver’s Licence (mDL)**

A digital version of a government-issued driver's license that can be presented and verified securely using a mobile device.

#### **Open Badges**

Digital credentials designed for education and training that use open standards to verify achievements and skills.

#### **Open Source**

Software with publicly available source code, allowing anyone to inspect, modify, and contribute to its development.

#### **Open Standards**

Publicly available specifications (like W3C or DIF standards) that ensure interoperability and avoid vendor lock-in.

#### **OpenID**

A widely adopted authentication protocol that enables users to log in and share identity information securely across services.

#### **OpenID4VCI (OpenID for Verifiable Credential Issuance)**

A protocol that standardizes how verifiable credentials are issued using OpenID flows.

#### **OpenID4VP (OpenID for Verifiable Presentations)**

A protocol for presenting verifiable credentials in a secure, privacy-respecting way using OpenID-based interactions.

#### **Protocol**

A set of technical rules that govern how data is transmitted and understood between systems—such as how credentials are issued, verified, or messaged.

#### **SD-JWT (Selective Disclosure JSON Web Token)**

A credential format that enables selective disclosure and cryptographic privacy using JWT technology.

#### **Verifiable Credential Schema**

A flexible, reusable template that defines the structure and data fields for a specific type of verifiable credential.

#### **Verifier**

The party or system that checks the authenticity and integrity of a presented credential using established trust frameworks and cryptographic proofs.

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